Auto Accidents

Auto accidents happen every hour of every day in the Jackson area and throughout Mississippi. In fact, according to the National Highway Traffic Safety Administration (NHTSA), every 10 seconds of every day, someone in the United States is involved in a car accident. The Mississippi auto accident attorneys at Kobs & Philley, PLLC understand that auto accidents can cause emotional, physical, and financial hardships for you and your family. We have a comprehensive knowledge of Mississippi insurance and liability laws and will work tirelessly to see that you and your family receive just compensation for the injuries you have suffered. We have obtained millions of dollars in settlements and judgments for our clients.

A Mississippi car accident, under any circumstances, is a traumatic event. Whether you're involved in a minor fender-bender that leaves you with cosmetic damage, or a serious auto accident that involves an emergency room hospital visit and subsequent hospitalization, you have rights. Auto insurance companies are notorious for denying auto accident injury claims, or for paying out measly auto accident injury settlements just to make clients go away. In many cases, these settlements are insufficient to cover even your medical bills, and they don't come close to paying your full damages. In addition to all of this, you may also have trouble finding enough insurance coverage to compensate you for your injuries and may need to make an uninsured/underinsured (UIM) claim against your own insurance company.

Jackson Car Accident Attorney Makes Insurers Pay

A Jackson car accident attorney can help make sure you get the auto accident injury settlement that you deserve. Don't waste time dealing with the insurance company. In fact, be careful what you say to the insurance company adjuster about your accident, as the insurance company may later use it against you. The general rule is that you should not give any recorded statements to the other driver's insurance company. If you are involved in any type of auto accident, including a hit-and-run car accident or pedestrian accident, you may be eligible to collect compensation from any negligent parties. If you have sustained an injury, you should hold the negligent party or parties responsible for any injuries, loss of income and medical expenses, among many others.

Jackson car accident attorneys Jared A. Kobs and Benjamin N. Philley can take away the hassle of dealing with the insurance company, and make sure you get the personal injury settlement you deserve.

Mississippi Auto Accident Injuries and Damages

Mississippi auto accident injuries can cause serious physical and financial problems. According to the National Highway Traffic Safety Administration (NHTSA), in 2008 there were almost six million police-reported traffic crashes. This led to over 37,000 traffic deaths/fatalities and almost 2.4 million injuries. Kobs & Philley, PLLC has handled motor vehicle collisions on I-55, I-20, I-59, I-10, Highway 49, Highway 61, Loop 220, and many others. But of course, the major highways and interstates aren't the only places that wrecks occur, and a lot of automobile accidents occur on city streets and roadways, and at intersections.

Causes of auto collisions range from speeding, drunk driving, recklessness, texting or talking on cell phones, disobeying traffic signals, failing to signal while turning, disregarding weather or traffic conditions, failing to drive on the right side of the road, driving under the influence of drugs or alcohol, eating, playing with the radio, or just not paying attention to the roadway. Common car accident injuries include:

  • Auto accident whiplash;
  • Broken bones and bone fractures;
  • Concussions;
  • Scrapes, cuts and lacerations;
  • Internal injuries;
  • Bruises;
  • Serious head, brain and spinal cord injuries;
  • Loss of limbs;
  • Back injury;
  • Brain injuries;
  • Paralysis;
  • Death.

Any of these injuries can quickly add up to major medical bills. A trip in an ambulance starts around $400 - $500, and can mount to well over $1,000 quickly. Even a brief stay in the emergency room starts around $1,000, and if any tests are run, that number mounts quickly. Even a relatively minor car accident can quickly add up to $5,000 to $10,000 in auto accident medical bills; a major accident can cost up to $200,000 just in medical expenses. If you don't have health insurance, this is a daunting number. Even if you do have health insurance, some health insurers refuse to pay auto claims, so you could be left with the bill.

This doesn't even count the damage to your car, any personal belongings with you in the car, missed time from work or other financial damages. If your car is totaled, that's another $10,000 in damages, easily, and if you have a laptop or other valuable personal belongings in your car, you could see another $1,500 or more in damage to your personal property. Miss a week or more of work? Depending on your salary, that could range from $500 to $2,000 - or more. If you miss multiple weeks or months, or are unable to return to work at all, that money adds up quickly, too.

Ridgeland or Jackson auto accidents are costly - both physically and financially. Don't let the other guy get away without paying for your injuries.

Auto Accident "Do"s and "Don't"s

Most people have no idea what to do when they have a car accident, and make a lot of mistakes at the accident scene and shortly after. If you've had a car accident, consider these auto accident "do"s and "don't"s for how to handle the insurance company, medical treatment and your case:

  1. DO complete a police report as soon as possible.
  2. In most car accident cases, police respond to the accident and will interview the people involved at the scene of the accident. You'll tell the police officer what happened, and the officer will file a police report. Don't leave a scene of the accident until you've spoken to a police officer. If you did have an accident and no police officer responded, fill out a police report as soon as possible.

  3. DO get medical treatment if you're having health problems or are hurt.
  4. Far too many auto accident victims don't get medical treatment for their injuries. You should go to the doctor as soon as possible after you're injured, for two reasons: to document your injuries, and to begin a course of treatment.

  5. DO take pictures of your car and your injuries as soon as possible.
  6. In today's world of cell phones with cameras and small digital cameras, it's not uncommon to have a camera with you when you have an accident. Try to take pictures of your accident at the scene of the accident, if possible. Photo-document the damage to your car, the damage to the other person's car, the way your cars stopped, skid marks and anything else that seems relevant to your accident.

  7. DO get the names and telephone numbers of witnesses to the collision.
  8. It is important to get the names, addresses, and telephone numbers of all witnesses to the collision because, oftentimes, the person who was at fault in the accident, changes his/her story about what happened.

  9. DO retain a car accident attorney as soon as possible.
  10. Don't wait until you start having trouble with the insurance company to retain a Ridgeland auto accident lawyer. There are critical deadlines you must meet to file an auto accident lawsuit, and waiting too long can jeopardize those deadlines. In dealing with the insurer, you also risk weakening your case.

  11. DON'T talk to the insurer without consulting your attorney first!
  12. Auto insurers are experts in finding ways to reduce their liability. Don't talk to the insurer, or provide a recorded statement or oral statement to the auto insurance company, until you've spoken with your attorney. Your attorney will advise you how to best protect your case, and tricks to avoid when speaking with the insurer.

  13. DON'T discuss liability for the accident!
  14. Never discuss liability for the accident. If you're not quite sure what happened, wait until you see the police report and talk with your attorney. Don't admit fault to the insurer, the other driver or anyone at the scene until you and your attorney have had a chance to review the facts of the accident.

  15. DON'T be dishonest about your injury.
  16. Most people err on the side of minimizing their injuries, but it's important to always be honest about your injury. Don't say it doesn't hurt if it hurts, but don't pretend that your neck is broken, either. Don't exaggerate your injuries. Insurers oftentimes investigate your auto accident injury claim, so it's a good idea to be honest from the beginning to make sure you don't jeopardize your case.

Need a Jackson car accident or car crash attorney? Have you or a loved one been in a car accident in Ridgeland, Jackson, Madison, Canton or in the State of Mississippi? Personal injury attorneys Jared A. Kobs and Benjamin N. Philley can help. Take advantage of our NO OBLIGATION, FREE CONSULTATION. Ask us questions. We will provide straight answers and explain what we can do for you and how we can help you during this stressful time. You can contact us online or call us today at 601-856-7800 or 1-877-856-0330 for a FREE CONSULTATION.


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