Personal Injury FAQs

When should I file a personal injury claim?

In the eyes of the law, a personal injury is any physical harm sustained as a result of another person or entity’s negligence. Personal injuries encompass everything from car accidents to commercial truck accidents to medical malpractice to slip and falls and more. Personal injuries can occur as a result of an accident, defective product, or intentional conduct, such as assault and battery. In Mississippi, personal injury claims are subject to various statutes of limitations, limiting the amount of time you have to file your claim. If you were severely injured as a result of another’s negligence, don’t delay in hiring an experienced Mississippi personal injury attorney. Kobs & Philley, PLLC can help you understand your options and fight for the fair compensation you are owed.

What should I do if I thought I was fine, but now feel horrible?

Immediately after an accident, you may not notice any injuries. It’s very common for injuries to manifest only after a couple of days have passed. Sometimes, they may not become noticeable for weeks. After any accident, it’s absolutely essential to seek medical attention, regardless of the presence of noticeable injuries. A medical professional can determine if you’ve sustained any internal injuries and can address them before they worsen. Even if some time has passed since an incident occurred, you should still seek medical treatment for any pain or discomfort you are experiencing and be sure to report any symptoms, no matter how minor seeming, to your doctor.

Am I responsible for my own medical bills?

Ideally, the liable insurance company will pay any resulting medical expenses, including bills. However, they will often try to avoid paying out claims by denying liability. In such cases, it may be best to have your health insurance company pay your medical bills and seek reimbursement afterward. If you do not have health insurance, a practiced Mississippi personal injury attorney may be able to provide a “letter of protection.” This temporarily stops the collections process for those who cannot pay their medical bills out of pocket with the agreement that any bills will be paid from a later settlement. If this applies to you, speak to an attorney as soon as possible. Kobs & Philley, PLLC offers free, no-obligation consultations to go over the details of your case.

How can a personal injury lawyer help me?

An experienced Mississippi personal injury attorney can help you with every aspect of filing a claim. If you were involved in any accident that wasn’t your fault and that caused you bodily harm, you can benefit from the help of a professional. When you hire an attorney, it is much more likely that you will receive a greater settlement than if you attempt to file a claim on your own. An attorney will know the ins and outs of the legal system and can work to recover the maximum compensation you are owed. You should look for a lawyer that has experience in this type of law, as personal injury claims can be relatively complex.

What damages can I seek in a personal injury claim?

In the state of Mississippi, recoverable damages depend on the nature and extent of a victim’s injuries, including whether an injury was temporary or permanent. Common available damages include physical pain/suffering, mental or emotional distress, medical expenses (including bills, physical rehabilitation, nursing care, medication, etc.), lost wages/wage-earning ability, permanent impairment, disfigurement/scarring, loss of companionship/love for an injured spouse, and more.

What are punitive damages?

Punitive damages describe those that result from instances of extreme (or “gross”) negligence or intentional misconduct. Most personal injury claims are not severe enough to qualify for punitive damages, and even when they do, these types of claims are much more difficult to pursue. That being said, there are certain instances in which you may be able to seek punitive damages. If you believe you or a loved one sustained catastrophic injuries as a result of another person or company’s gross negligence, contact a Mississippi personal injury attorney at Kobs & Philley, PLLC for a free case evaluation.

Have more questions? Contact Kobs & Philley, PLLC at (601) 863-8170 to speak to an attorney about your case.

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