Mississippi Auto Accident Lawyers
Ready to Stand Up for Your Right to Compensation
Auto accidents happen every hour of every day throughout Mississippi. In fact, according to the National Highway Traffic Safety Administration (NHTSA), every 10 seconds of every day, someone in the United States is involved in a car accident. The Mississippi auto accident attorneys at Kobs & Philley, PLLC understand that auto accidents can cause emotional, physical, and financial hardships for you and your family. They boast a comprehensive knowledge of state insurance and liability laws and can work tirelessly to see that you and your family receive just compensation for the injuries you have suffered.
A car accident, under any circumstances, is a traumatic event. Whether you're involved in a minor fender-bender that leaves you with cosmetic damage, or a serious auto crash, you have rights. Auto insurance companies are notorious for denying auto accident injury claims or for paying out measly auto accident injury settlements just to make clients go away. In many cases, these settlements are insufficient to cover even your medical bills, and they don't come close to paying your full damages. No matter your situation, you need tough representation and advocacy.
Making Insurers Pay What Is Owed
A Mississippi car accident attorney can help make sure you get the auto accident injury settlement that you deserve. Don't waste time dealing with the insurance company. In fact, be careful what you say to the insurance company adjuster about your accident, as the insurance company may later use it against you. The general rule is that you should not give any recorded statements to the other driver's insurance company.
If you are involved in any type of auto accident, including a hit-and-run car accident or pedestrian accident, you may be eligible to collect compensation from any negligent parties. If you have sustained an injury, you should hold the negligent party or parties responsible for any injuries, loss of income, and medical expenses, among many others.
Kobs & Philley, PLLC has recovered millions of dollars for clients over the years. Call the firm now at (601) 863-8170.
Causes & Common Injuries
Causes of auto collisions range from speeding, drunk driving, recklessness, texting or talking on cell phones, disobeying traffic signals, failing to signal while turning, disregarding weather or traffic conditions, failing to drive on the right side of the road, driving under the influence of drugs or alcohol, eating, playing with the radio, or just not paying attention to the roadway.
Common car accident injuries include:
- Broken bones and bone fractures
- Scrapes, cuts, and lacerations
- Internal injuries
- Spinal cord injuries
- Loss of limbs
- Back injury
- Brain injuries
Any of these injuries can quickly add up to major medical bills. A trip in an ambulance starts around $400 - $500 and can mount to well over $1,000 quickly. Even a brief stay in the emergency room starts around $1,000. Even a relatively minor car accident can quickly add up to $5,000 to $10,000 in medical bills; a major accident can cost up to $200,000 just in medical expenses.
If you don't have health insurance, this is a daunting number. Even if you do have health insurance, some health insurers refuse to pay auto claims, so you could be left with the bill.
What About Other Damages?
This doesn't even count the damage to your car, any personal belongings with you in the car, missed time from work or other financial damages. If your car is totaled, that's another $10,000 in damages. Miss a week or more of work? Depending on your salary, that could range from $500 to $2,000, if not more. If you miss multiple weeks or months, or are unable to return to work at all, the damages can be even more substantial.
Auto Accident "Do"s &"Don't"s
Most people have no idea what to do when they have a car accident, which means they can make a lot of mistakes at the accident scene and shortly after. If you've been in a car accident, consider these "do"s and "don't"s for how to handle the insurance company, medical treatment, and your case:
DO complete a police report as soon as possible.
In most car accident cases, police respond to the accident and will interview the people involved at the scene of the accident. You'll tell the police officer what happened, and the officer will file a police report. Don't leave a scene of the accident until you've spoken to a police officer. If you did have an accident and no police officer responded, fill out a police report as soon as possible.
DO get medical treatment if you're having health problems or are hurt.
Far too many auto accident victims don't get medical treatment for their injuries. You should go to the doctor as soon as possible after you're injured, for two reasons: to document your injuries, and to begin a course of treatment.
DO take pictures of your car and your injuries as soon as possible.
In today's world of cell phones with cameras and small digital cameras, it's not uncommon to have a camera with you when you have an accident. Try to take pictures of your accident at the scene of the accident, if possible. Photo-document the damage to your car, the damage to the other person's car, the way your cars stopped, skid marks and anything else that seems relevant to your accident.
DO get the names and telephone numbers of witnesses to the collision.
It is important to get the names, addresses, and telephone numbers of all witnesses to the collision because, oftentimes, the person who was at fault in the accident, changes his/her story about what happened.
DO retain a car accident attorney as soon as possible.
Don't wait until you start having trouble with the insurance company to retain a Ridgeland auto accident lawyer. There are critical deadlines you must meet to file an auto accident lawsuit, and waiting too long can jeopardize those deadlines. In dealing with the insurer, you also risk weakening your case.
DON'T talk to the insurer without consulting your attorney first!
Auto insurers are experts in finding ways to reduce their liability. Don't talk to the insurer, or provide a recorded statement or oral statement to the auto insurance company, until you've spoken with your attorney. Your attorney will advise you how to best protect your case, and tricks to avoid when speaking with the insurer.
DON'T discuss liability for the accident!
Never discuss liability for the accident. If you're not quite sure what happened, wait until you see the police report and talk with your attorney. Don't admit fault to the insurer, the other driver or anyone at the scene until you and your attorney have had a chance to review the facts of the accident.
DON'T be dishonest about your injury.
Most people err on the side of minimizing their injuries, but it's important to always be honest about your injury. Don't say it doesn't hurt if it hurts, but don't pretend that your neck is broken, either. Don't exaggerate your injuries. Insurers oftentimes investigate your auto accident injury claim, so it's a good idea to be honest from the beginning to make sure you don't jeopardize your case.
Call (601) 863-8170 Today for Proven Advocacy
Need a Mississippi car accident lawyer? Have you or a loved one been in a car accident in Ridgeland, Jackson, Madison, Canton or beyond? Kobs & Philley, PLLC can help. Take advantage of a free initial consultation. Ask the team questions. They will provide straight answers and explain what they can do for your case and how they can help you during this stressful time.
No fees unless they recover for you! Contact the firm now at (601) 863-8170.